
Create Your Own Token on the XRP Ledger
Launch a custom token on XRPL in minutes — low fees, instant DEX trading, and built-in liquidity pools
How to Create a Token on XRPL
Three steps from concept to live trading

1
Connect Your Wallet
Start by connecting an XRPL wallet. Xumm is ideal for creators who want full control over their token and long-term project management. For quick experiments, FirstLedger lets you set up a wallet and get started in seconds.

2
Configure Your Token
Choose a name, ticker symbol, and total supply for your token. Define your tokenomics — founder allocation, community distribution, and initial liquidity. These settings shape how your token trades from day one.

3
Launch on the DEX
Your token goes live on the XRPL decentralized exchange the moment you create it. An AMM liquidity pool is set up automatically, giving your token real trading pairs and instant market access.
Trade Tokens on XPMarket
XPMarket gives you access to the full XRPL decentralized exchange. Swap tokens, provide liquidity to AMM pools, and track your portfolio — all from a single interface built for the XRP Ledger.
Why Create a Token on XRPL
Fast & Affordable
Transactions settle in 3 to 5 seconds with fees that are fractions of a penny. No gas wars, no congestion — just reliable, low-cost settlement on every transaction.
Native DEX
The XRP Ledger has a decentralized exchange built directly into the protocol. Your token gets instant trading pairs without deploying smart contracts or relying on third-party platforms.
AMM Liquidity
Automated market maker pools are built into the XRPL protocol. Add liquidity for your token and enable smooth, continuous trading from the moment of launch.
The Complete Guide to Creating Tokens on XRPL
The XRP Ledger makes it straightforward to create your own crypto token without writing a single line of smart contract code. Unlike EVM-based networks where token deployment requires Solidity development, auditing, and significant gas fees, XRPL handles token issuance natively at the protocol level. That means your token is live and tradable within minutes of creation, backed by the same ledger that powers the XRP ecosystem.
Tokens on the XRP Ledger serve a wide range of purposes. Community tokens bring people together around shared interests. Project utility tokens power decentralized applications and reward ecosystems. Loyalty tokens let businesses create programmable incentive systems. Stablecoins pegged to fiat currencies enable fast, low-cost cross-border payments. Whatever your use case, XRPL provides the same core benefits: 3-to-5-second settlement, negligible transaction fees, and a built-in decentralized exchange for immediate trading.
Understanding tokenomics is essential before you launch. Total supply determines how many tokens exist. Distribution defines how those tokens are allocated — between founders, community airdrops, liquidity pools, and reserves. Trust lines are XRPL's permission system: a wallet must explicitly opt in to hold your token, which prevents unwanted tokens from cluttering user accounts and gives holders full control over which assets they accept. This design makes XRPL tokens inherently more respectful of user sovereignty than push-based token models on other networks.
Once your token is created, an AMM (automated market maker) pool can be set up to provide immediate liquidity. AMM pools hold reserves of two assets — your token and a counter asset like XRP — and use a constant-product formula to determine exchange rates. This means anyone can trade your token from the moment liquidity is added, without waiting for order book depth to build organically. The deeper the liquidity pool, the tighter the spreads and the better the trading experience for holders.
The XRP Ledger is purpose-built for token operations. Its consensus mechanism finalizes transactions in seconds without the energy costs of proof-of-work chains. The native DEX means your token does not depend on any single third-party platform for trading access. And because XRPL has been operating since 2012, you are building on one of the most battle-tested distributed ledgers in the industry. Whether you are launching a community token, a project utility token, or experimenting with new tokenomics models, XRPL token creation through XPMarket gives you the tools to go from concept to live trading in minutes. Explore the top tokens already trading on the network.
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How do I create a token on XRPL?
Connect an XRPL wallet to XPMarket, navigate to the token creator, and configure your token details: name, ticker symbol, total supply, and distribution. When you submit the creation transaction, your token is issued on the XRP Ledger and an AMM liquidity pool is set up automatically.
What is a trust line?
Trust lines are XRPL's permission system for tokens. A wallet must set a trust line to a token before it can hold that token. This prevents unwanted tokens from being sent to wallets and gives holders control over which assets they accept.
How much does it cost to create a token?
Creation costs start from a few XRP covering the network fee and AMM pool setup. Ongoing transaction fees on XRPL are fractions of a penny, making it one of the most affordable networks for token operations.
What is an AMM pool?
An AMM (automated market maker) pool is a smart liquidity mechanism built into the XRP Ledger. It holds reserves of two assets and uses a mathematical formula to determine exchange rates, enabling continuous trading without requiring a traditional order book.
Can I create any type of token on XRPL?
Yes. The XRP Ledger supports community tokens, project utility tokens, governance tokens, loyalty tokens, and more. You can configure supply, distribution, and trust line settings to match your specific use case.
How do people start trading my token?
Once your token is created and the AMM pool is funded, anyone with an XRPL wallet can set a trust line and start trading immediately on the decentralized exchange. No listing applications or centralized approvals required.
Do I need XRP to get started?
Yes. Every XRPL wallet requires a 10 XRP base reserve to activate. You will also need a small amount of XRP for transaction fees, which are fractions of a penny. Make sure your wallet is funded before creating a token or adding liquidity.